Dental plans - 100,000+ Dentists $99.95/year!

I am not an insurance agent and I am not sure that the information is 100% accurate, but it is a place to start. Please visit the websites below before you make a final comparison.

Managed Care Plans

Discount dental plans, also called capitulation plans, establish networks of dentists. You pay the company a monthly or yearly fee, which usually covers all or part of the fees for your cleaning and exam. The dentist then agrees to offer another group of services at a reduced fee. The plans vary according to the number of participating dentists, the amount that the dentist actually is reembursed, if anything, and the amount you pay.

The fees in the table below are a national average. They vary with locale. Please click on the links for more information.

Dental Discount plans available to the public in the US
Plan	Typical Fees	Immediate Coverage?	Annual Deductable	Number Of Participating Dentists	Availability	Monthly Costs For Individual	Monthly Costs For Family	Complaints per 10,000 Subscribers1	Notes
Dentalplans.com	Typical: Exam $14 Cleaning $33 X-Rays $15 Filling $20	Yes	none	100,000	Nationwide (US& Canada)	Varies with plan; Aetna costs $99.95 for 15 months of coverage (equivalent to $6.66/month)	Varies with plan; Aetna costs $149.95 for 15 months of coverage (equivalent to $9.99/month)	0.46 (few complaints)
National Health Care Discount Denticare	Exam $5 Cleaning $15 X-Rays $15 Filling $20	Yes	none	20,000	not available in ME, VT, RI, ND, ID, AS, HI	$14	$15.75	0.29 (few complaints)
Careington3, Nationwide (low option)	Exam $11 Cleaning $25 X-Rays $34 Filling $34	Yes	none	6500 in California, 11,500 Outside California	Low option not available in CA	$9	$15	0.05 (few complaints)
Pacificare, California	Exam free Cleaning free X-Rays free Filling $15	Yes	none	6500 in California	CA Only	$15.50	$35	0.05 (few complaints)
Smilesaver low option	Exam Free Cleaning $20 X-Rays Free Filling $34	yes	none	4000 in California	Only available in California	$6.75	$12.75	0.15 (few complaints)
Smilesaver high option	Exam Free Cleaning Free X-Rays Free Filling $9	yes	none	500	Only available in California	$16.50	$33.00	0.15 (few complaints)
Northeast Dental Plan	Exam Free Cleaning $40 X-Rays $25 Filling $37	yes	none	4500	Available only in CT, FL, MD, MA, NJ, NY, PA, RI, VT, VI, DC	$7.08	$16.25	unrated
Security Life Insurance Company	Exam $10 Cleaning $20 X-Rays $30 Filling $45 (after deductable)	Wait 6 months, 18 months on major dental work	$50	All dentists included	Not available in Idaho, NC	$26 per month	$71.50 per month	0.72 (Moderate complaints)	Indemty Plans Also Available
Ameriplan	Exam $12 Cleaning $25 X-Rays $30 Filling $40	Yes	None	18,000	Caution Not listed by California Department of Managed Care	$11.95 per month	$19.95 per month	No Data	Sold as a Multilevel Marketing (MLM) plan. Many members are "agents" trying to sell insurance.

Notes:

1. Complaint data from State of California, Department of Corporations, Summary of 1998 or 1999 Enrollee Requests for Assistance. And California department of managed care summary of 2000 enrollee complaints. The complaint rate for all dental plans varies from 0.0 to 20.1 per 10,000 enrollees. Section 1397.5( b) of the Knox- Keene Act requires the following disclaimer: THIS INFORMATION IS PROVIDED FOR STATISTICAL PURPOSES ONLY. THE COMMISSIONER OF CORPORATIONS HAS NEITHER INVESTIGATED NOR DETERMINED WHETHER THE COMPLAINTS COMPILED WITHIN THIS SUMMARY ARE REASONABLE OR VALID.
2. There are 28 other plans not listed above. Most are available only via employer groups.
3. Please note that Careington is not insurance and does not make payments directly to providers. It is a discount program and you are obligated to pay for all health benefits. You will receive discounts for certain health care providers who have contracted with the plan. This plan is administered by Careington International Corporation, 7400 Gaylord Parkway, Frisco TX, 75034. The program and its' administrators have no liability for providing or guaranteeing service or the quality of service rendered. Note to Utah residents. Careington's contract is not protected by the Utah Life and Health Guarantee Association.