What Indiana Dental Insurance Will Help Cover Cost of Adult Braces

I am needing help finding a local dental insurance working with a local orthodontist in the Bloomington, Indiana area. I am in need of braces and haven’t had dental insurance since spring of 2017 after being denied HIP because I make too much. I also need my wisdom teeth removed ASAP because they are smashing the rest of my teeth even more together and it’s hurting. My work caseload is only 15 hours a week, $25/hr, and I’m beginning full time in a graduate program in June of this year. I can not afford to pay all this dental work out of pocket.

Do you want to answer this question? Login or register now to answer this question.

No profile picture

Answer: Adult orthodontics

By Sarah h
Dental Professional

It is always difficult to find a private dental insurance that will cover adult orthodontics, unless it is medically necessary in any state.  Adult orthodontics, unless it can be proven is medically necessary is otherwise classified as cosmetic and not a necessity.  Crowding, spacing, overbite and overjet are usually not deemed medically necessary and do not inhibit mastication.  Proving a medically necessary orthodontic case for an adult can be challenging.  If you are able to opt for insurance through your employer, you may have a better chance of your orthodontics being covered.  Having your wisdom teeth out is a more important issue at this time and if you have medical insurance, many times it will help cover the cost of the surgery.  First, schedule a consult with a local oral surgeon.  Provide your medical insurance information to the insurance coordinator in the office.  They will be able to determine and assist you with any billing and financial questions regarding your treatment and cost.  Most offices across the country also accept Carecredit, a third party financing company for medical, dental and veterinary services interest free for up to one year. 

More Questions from Dental Braces

Palatal expander Nightmare

I’ve had my palatal expander 2+ years. My orthodontist basically made me turn it several times for a long period of time well over a year ago, possibly two. They just recently tell me After I complain of its irritation that I have to return it...

What is the main problem with my teeth/jaw?

It’s been impossible to get to an orthodontist with COVID-19 happening. I suffer from TMJ symptoms due to clenching my jaw at night when I sleep. I now take a medication that relaxes me when I sleep and recently got a Botox injection in my jaw which...

Is it ok to do RCT of the premolar and trim it to create space in case of crowding?

I have braces on for 2.5 years now. And my orthodontist trimmed my premolar then he said to do RCT of that teeth. And then again by trimming that premolar he create a little space. But the desired result is not achieved. Now he is saying to extract...

Can I Buy Essix Retainers to fix my teeth, my teeth has shifted very mildly

My teeth are predominately straight however they have shifted in the past year. I used to have braces around 9 years ago in which I broke my retainer and never got it replaced. I have uploaded a picture.

asymmetrical smile

Hi there! I have an asymmetrical smile that has caused me to feel self-conscious all my life. I feel self-conscious often while talking and especially when laughing, I find myself covering my mouth with my hand to limit showing my smile. When I...

Can my tooth be pulled down without braces?

I had braces for about 5 years and I got them off back in 2012. I got them off too early it seems because I was left with a lot of problems to fix. One problem being that one of my teeth is not fully pulled down nor inline with my other teeth. My...

Some sort of discharge coming out of cheeks and gums?

hi So I've had my braces for about a year and a half now and they've been quite problematic. The most recent issue which I suspect is also a result of the braces, is some type of weird discharge that comes out of my cheeks and gums. My other guess...

Looking for a second opinion

Hello, My son is getting his braces off in three weeks and after having a bad experience with my first child I just want to confirm that his look ok to be be removed? The only concern I’m left with is how his top teeth sit over the bottom, with...

Space between front two teeth. Can retainer self correct?

I have noticed a small space between my two teeth. I currently have a percent retainer on my front and bottom teeth. I’m trying to see if my retainer will self correct but I’m terrified of going to the orthodontist as I don’t want braces again. Do...

Can facemask be used on adults?

I had a consultation with a new orthodontist today because the last one messed up my bite. She said it would be about a 30 month treatment. I asked if we could pull the top jaw forward as well as the lower jaw back. She said that only works in...