What Indiana Dental Insurance Will Help Cover Cost of Adult Braces

I am needing help finding a local dental insurance working with a local orthodontist in the Bloomington, Indiana area. I am in need of braces and haven’t had dental insurance since spring of 2017 after being denied HIP because I make too much. I also need my wisdom teeth removed ASAP because they are smashing the rest of my teeth even more together and it’s hurting. My work caseload is only 15 hours a week, $25/hr, and I’m beginning full time in a graduate program in June of this year. I can not afford to pay all this dental work out of pocket.

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Answer: Adult orthodontics

By Sarah h
Dental Professional

It is always difficult to find a private dental insurance that will cover adult orthodontics, unless it is medically necessary in any state.  Adult orthodontics, unless it can be proven is medically necessary is otherwise classified as cosmetic and not a necessity.  Crowding, spacing, overbite and overjet are usually not deemed medically necessary and do not inhibit mastication.  Proving a medically necessary orthodontic case for an adult can be challenging.  If you are able to opt for insurance through your employer, you may have a better chance of your orthodontics being covered.  Having your wisdom teeth out is a more important issue at this time and if you have medical insurance, many times it will help cover the cost of the surgery.  First, schedule a consult with a local oral surgeon.  Provide your medical insurance information to the insurance coordinator in the office.  They will be able to determine and assist you with any billing and financial questions regarding your treatment and cost.  Most offices across the country also accept Carecredit, a third party financing company for medical, dental and veterinary services interest free for up to one year. 

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